Stock research

Equifax Inc. (EFX) Stock Research

Equifax is a consumer credit-reporting agency that provides credit data and analytics.

For the fiscal year ended December 31, 2025, Equifax Inc. reported revenue of $6.1B and net income of $660M, with operating cash flow of $1.6B. Source: Form 10-K filed February 19, 2026

SEC data as of

Revenue
$6.1B
FY ending 2025-12-31
Net income
$660M
FY ending 2025-12-31
Diluted EPS
$5.32
Net margin
10.9%

Reported SEC XBRL figures. Each metric’s period and original filing are listed below.

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About Equifax

Exchange
NYSE: EFX
Sector
Industrials
SEC industry
Services-Consumer Credit Reporting, Collection Agencies (SIC 7320)
Fiscal year end
December 31

EFX key financials

Reported figures from Equifax Inc.'s filings, pulled directly from SEC XBRL data rather than a third-party terminal. Each row links to the filing it came from.

MetricValuePeriodSource
Revenue$6.1B2025-01-01 – 2025-12-31SEC filing
Net income$660M2025-01-01 – 2025-12-31SEC filing
Operating cash flow$1.6B2025-01-01 – 2025-12-31SEC filing
Diluted EPS$5.322025-01-01 – 2025-12-31SEC filing
Net margin10.9%2025-01-01 – 2025-12-31SEC filing
Shares outstanding120MAs of 2026-01-30SEC filing

Values are as tagged by the issuer in XBRL. Revenue for banks and insurers is net of interest expense where that is the reported line. Fiscal years that do not follow the calendar are shown by their period-end date. No price, market cap, or valuation multiple is shown because Yield Theory does not republish unlicensed market data.

Diluted EPS is the earnings figure behind the price-to-earnings ratio; the P/E multiple compression calculator shows how a change in that multiple moves a share price. Shares outstanding multiplied by the share price gives market capitalization.

What investors should watch in EFX

Equifax Inc. sits in Industrials. Aerospace, machinery, defense, and transports — a cyclical read on capex, reshoring, and the physical economy. We have not yet written company-specific drivers for EFX; the forces that matter most for the sector are:

  • ◆Capital-spending and manufacturing PMIs
  • ◆Reshoring and supply-chain reconfiguration
  • ◆Defense budgets and geopolitical conflict
  • ◆Freight rates and logistics demand

Key questions for the EFX thesis

Each question starts with what the filings show, then why it matters. None of these is a rating or a forecast.

Does EFX's reported profit turn into cash?

Operating cash flow was $1.6B, 2.45 times net income of $660M, for the fiscal year ended December 31, 2025.

Cash from operations exceeded reported earnings. Non-cash charges such as depreciation, amortization and stock-based compensation usually explain the gap; the cash-flow statement shows which.

Form 10-K filed February 19, 2026

How much of EFX's revenue is left as profit?

Net income was 10.9% of revenue for the fiscal year ended December 31, 2025, based on revenue and net income reported for the same period.

Net margin reflects the business model as much as execution, so compare it with companies in the same SEC industry and read the income statement for one-time items before treating it as a run rate.

Form 10-K filed February 19, 2026

Members-only research

What members are reading this month

The thesis, the numbers behind it, and what would break it. Full access is $39 a month.

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Congressional trading in EFX

PoliticianTrade dateTypeOwnerAmountSource
Gilbert Cisneros2026-04-14SaleSelf$1,001 - $15,000Filing #20034500
Gilbert Cisneros2026-03-13PurchaseSelf$1,001 - $15,000Filing #20034285
Robert Bresnahan2025-04-08PurchaseSelf$1,001 - $15,000Filing #20030291
Byron Donalds2025-03-20SaleSpouse$1,001 - $15,000Filing #20029092
Byron Donalds2025-03-20SaleSelf$1,001 - $15,000Filing #20029092

All verified EFX congressional disclosures

Congressional disclosures are delayed, range-based records—not real-time signals or proof of motive. See the source-linked tracker for scope and limitations.

EFX — frequently asked questions

What does Equifax Inc. do?

Equifax is a consumer credit-reporting agency that provides credit data and analytics.

What were EFX's latest reported annual revenue and net income?

For the fiscal year ended December 31, 2025, Equifax Inc. reported revenue of $6.1B and net income of $660M, with operating cash flow of $1.6B. The figures come from Equifax Inc.'s SEC XBRL filings.

When does Equifax Inc.'s fiscal year end?

The SEC lists Equifax Inc.'s fiscal year end as December 31.

Do members of Congress trade EFX?

The current verified House and Senate snapshot contains 5 transaction rows for EFX, each linked to the original filing.

Is EFX a good investment?

This page does not rate EFX as a buy or sell. It sets out what Equifax Inc. reports, what investors should watch and the questions a thesis has to answer, with links to the SEC filings. It is research, not investment advice.

This page is independent research and educational information, not investment advice or a recommendation to buy or sell any security. Company facts are compiled from public sources. Do your own research.

What do the EFX numbers leave unanswered?

Financials describe the business. The next question is which assumptions an investment thesis depends on. Explore the member reports below for analysis of catalysts, risks, and what would change the view. $39/month or $249/year.

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