Calculator

$1,000 invested in Visa 10 years ago would be worth $4,680 today

Bought at the close of September 2016 and valued at the 2026-10-02 close, that is a +368% total return, or 16.7% a year. The same $1,000 in an S&P 500 index fund (SPY) would be worth $4,167, so the stock beat the index by $513.
V value today
$5,018
Total return
+402%
Per year
16.2%
Worst drop on the way
−27.3%
Same amount in the S&P 500
$4,489
Visa vs the S&P 500
+$529

Bought at the close of December 2015. Valued at the 2026-10-02 close with dividends reinvested; excludes taxes and fees.

Visa returns over 1 to 20 years

$1,000 investedV todayPer yearWorst dropS&P 500 todayS&P 500 per year
1 year ago
Bought end of September 2025
$1,065+6.5%−13.6%$1,168+16.7%
3 years ago
Bought end of September 2023
$1,604+17.0%−16.8%$1,867+23.1%
5 years ago
Bought end of September 2021
$1,682+10.9%−21.0%$1,917+13.9%
10 years ago
Bought end of September 2016
$4,680+16.7%−27.3%$4,167+15.3%
Since March 2008
Bought end of March 2008
$26,366+19.3%−42.7%$8,168+12.0%

Month-end closes adjusted for splits and dividends, valued at the October 2, 2026 close. Source: Yahoo Finance chart API, monthly close adjusted for splits and dividends. Excludes taxes, fees and inflation. Methodology

Past returns don't repeat. What does the price assume now?

The table answers what already happened. A buyer today gets the next ten years, not the last ten, and the share price already reflects what the market expects. That expectation is what you're really betting on.

Two quick checks: run V through the reverse DCF calculator to see the growth today's price implies, then compare it with what the business actually earns on the Visa stock page, which pulls revenue, profit and cash flow from its SEC filings. If the implied growth looks hard to reach, a great past return is no help.

Learn to research a stock in our free first lesson

Frequently asked questions

How much would $1,000 invested in Visa 10 years ago be worth today?

About $4,680, a total return of +368%, bought at the close of September 2016 and valued at the 2026-10-02 close with dividends reinvested. The same $1,000 in an S&P 500 index fund (SPY) would be worth $4,167, so the stock beat the index by $513.

What is Visa's average annual return?

16.7% a year compounded over that period. Since March 2008, the earliest month in our data, it is 19.3% a year.

What was the worst drop in V along the way?

Measured on month-end prices, Visa fell as much as 27.3% from a previous high during that period. Holding through drops like that is the hard part of earning the long-run return.

Do these numbers include dividends?

Yes. They use month-end prices adjusted for splits and dividends, which assumes every dividend was reinvested. They ignore taxes, trading costs and inflation.

Will Visa keep returning this much?

Past returns don't tell you future returns. What matters now is the growth today's share price already assumes. A reverse DCF shows that number, so you can judge whether it is realistic.

The math is easy. The macro is hard.

Visa shows the arithmetic. Members get the monthly call that decides which inputs matter, plus written breakpoints when the facts move. $39/month or $249/year.

$39/mo or $249/yr · cancel future renewals anytime · sources included