ACN vs FICO: how the two businesses compare

  • Bigger business: ACN, with $69.7B of yearly revenue, about 35× FICO's $2.0B.
  • More profitable: FICO keeps 33 cents of each sales dollar as profit, against 11 cents at ACN.
  • More cash from each sale: FICO turns 39 cents of each sales dollar into operating cash flow, against 16 cents at ACN.

From each company's latest annual SEC filing. Fiscal years can end on different dates.

Accenture (ACN) is the larger business by reported revenue: $69.7B in its fiscal year ended Aug 2025, about 35× FICO's $2.0B (fiscal year ended Sep 2025). ACN's net margin was 11.0% and FICO's 32.7%. Both file with the SEC under the same industry code, SIC 7389 (Services-Business Services, NEC).

Figures come from each company's own SEC filings. This page compares the businesses; it is not a price target or a verdict.

Sector
Information Technology
SEC industry
Business Services, NEC
Same classification
Fiscal year ends
Different
ACN August 31 · FICO September 30
Reviewed
Nov 6, 2026

ACN vs FICO: quick comparison

Company factACNFICO
CompanyAccenture plcFair Isaac Corporation
ExchangeNYSENYSE
SEC industryServices-Business Services, NECServices-Business Services, NEC
Fiscal year-endAugust 31September 30
Latest annual filing10-K · 2026-10-1610-K · 2026-11-06

ACN vs FICO: audited financials

  • Scale: ACN's $69.7B of revenue is about 35× FICO's $2.0B.
  • Net margin: FICO kept 32.7% of revenue as net income versus 11.0% at ACN.
  • Cash conversion: operating cash flow equalled ACN 16.5% of revenue, or 1.49× net income; FICO 39.1% of revenue, or 1.19× net income. A ratio well above 1× usually reflects non-cash charges or working-capital release; well below 1× can reflect working-capital build or non-cash gains.
  • Periods: the fiscal years end about 1 month apart (2025-08-31 for ACN, 2025-09-30 for FICO), so each figure reflects somewhat different demand and cost conditions.

ACN: FY ending 2025-08-31 · FICO: FY ending 2025-09-30. Figures as tagged in each issuer's SEC XBRL filing; fiscal calendars may not align.

Where ACN and FICO overlap, and where they don't

Overlap

  • Same SEC industry: both report under SIC 7389, Services-Business Services, NEC.

Differences

  • Offset fiscal calendars: ACN's year ends August 31 and FICO's September 30, about 1 month apart.
  • Only ACN maps to Artificial intelligence and International markets.
  • Scale: ACN reported about 35× the annual revenue of FICO.
  • Profitability: net margin of 11.0% for ACN versus 32.7% for FICO.

Overlap is drawn from SEC classifications and Yield Theory research themes. It is not evidence that the companies sell to the same customers or compete product for product.

Accenture plc (ACN)

Accenture provides IT consulting, systems integration, and outsourcing services to large enterprises and governments across the globe.

Fair Isaac Corporation (FICO)

Fair Isaac develops the FICO credit score and analytics software used by lenders to assess consumer risk.

What moves each company

Company-specific drivers maintained by Yield Theory. Use them to decide which filing deserves deeper work; they are not predictions.

What moves ACN

We have not yet published a company-specific driver list for ACN. The primary source is Item 1 (Business) and Item 1A (Risk Factors) of its 10-K filed 2026-10-16.

What moves FICO

We have not yet published a company-specific driver list for FICO. The primary source is Item 1 (Business) and Item 1A (Risk Factors) of its 10-K filed 2026-11-06.

The investment question

You now know ACN reports about 35× FICO's revenue, and FICO keeps more of each dollar as net income. Those are the facts. The investment question is what each share price already assumes about the services-business services, nec cycle, and which evidence in the next filings would prove that assumption wrong.

Members-only research

What members are reading this month

The thesis, the numbers behind it, and what would break it. Full access is $39 a month.

Read the full research

SEC filing comparison and disclosure evidence

Start with primary filings because fiscal calendars and accounting presentation can make superficially similar quarters incomparable. ACN's fiscal year ends August 31, while FICO's ends September 30. Normalize the reporting periods before comparing growth, margins, capital intensity, or guidance.

The current verified House and Senate snapshot contains 49 matched transaction rows for ACN and 7 matched transaction rows for FICO. These delayed, range-based disclosures can identify a filing to inspect; they do not establish motive, conviction, or a real-time trading signal.

What this comparison cannot tell you

This page does not contain licensed live prices, a valuation model, earnings estimates, portfolio constraints, or a forecast of future returns. SEC classifications can be broad, company descriptions can lag strategic change, and the latest annual filing may predate a material acquisition or divestiture. Read subsequent quarterly and current reports before making a decision.

A stronger business is not automatically the better stock. Starting valuation, expectations, capital structure, cyclicality, dilution, and the probability of each thesis determine the investment outcome. Use this comparison to frame the work, then verify the numbers in the linked filings and current company disclosures.

ACN vs FICO FAQs

Are ACN and FICO direct competitors?

Accenture and Fair Isaac share the SEC industry classification “Services-Business Services, NEC.” That makes the operating comparison relevant, but it does not prove that every product, customer, or revenue stream competes directly.

Is ACN or FICO the bigger company by revenue?

Accenture (ACN) is the larger business by reported revenue: $69.7B in its fiscal year ended Aug 2025, about 35× FICO's $2.0B (fiscal year ended Sep 2025). ACN's net margin was 11.0% and FICO's 32.7%. Both file with the SEC under the same industry code, SIC 7389 (Services-Business Services, NEC). Each figure is the annual amount tagged in the company's own SEC XBRL filing; market value depends on live prices, which this page does not publish.

Which is better, ACN or FICO?

There is no context-free winner. Compare the operating exposures, filing evidence, valuation, balance sheet, and risks against the specific thesis you are testing. This page deliberately does not turn a static profile into a buy or sell recommendation.

Does this ACN vs FICO comparison include live prices?

No. Yield Theory does not republish unlicensed real-time market data. The financial figures on this page are the audited annual numbers Accenture plc and Fair Isaac Corporation tagged in their SEC XBRL filings. Use a regulated broker or licensed quote provider for current prices and valuation multiples.

Where does the company information come from?

Company classifications, fiscal year-ends, and filing links come from the SEC EDGAR submissions API snapshot refreshed 2026-11-09. Business summaries and research themes are maintained by Yield Theory.

Data snapshot: SEC EDGAR submissions API, refreshed 2026-11-09. Independent educational research; not investment advice.

Which business differences matter to the investment thesis?

ACN vs FICO compares reported results. The reports below show how we connect operating evidence to an investment thesis, its assumptions, catalysts, and risks. $39/month or $249/year.

$39/mo or $249/yr · cancel future renewals anytime · sources included