FITB vs RJF: how the two businesses compare

Fifth Third Bancorp (FITB) and Raymond James Financial (RJF) do not both have comparable annual revenue in the SEC XBRL snapshot, so this comparison rests on business descriptions, classifications, and filings. The SEC classifies them differently (State Commercial Banks; Security Brokers, Dealers & Flotation Companies); what connects them is shared exposure to the Rates & central banks research theme, not a common industry.

Figures come from each company's own SEC filings. This page compares the businesses; it is not a price target or a verdict.

Sector
Financials
SEC industry
Different
Separate classifications
Fiscal year ends
Different
FITB December 31 · RJF September 30
Reviewed
Feb 24, 2026

FITB vs RJF: quick comparison

Company factFITBRJF
CompanyFifth Third BancorpRaymond James Financial, Inc.
ExchangeNASDAQNYSE
SEC industryState Commercial BanksSecurity Brokers, Dealers & Flotation Companies
Fiscal year-endDecember 31September 30
Latest annual filing10-K · 2026-02-2410-K · 2025-11-25

Where FITB and RJF overlap, and where they don't

Overlap

  • Shared research theme: Rates & central banks.

Differences

  • Different SEC industries: FITB files as State Commercial Banks; RJF as Security Brokers, Dealers & Flotation Companies.
  • Offset fiscal calendars: FITB's year ends December 31 and RJF's September 30, about 3 months apart.

Overlap is drawn from SEC classifications and Yield Theory research themes. It is not evidence that the companies sell to the same customers or compete product for product.

Fifth Third Bancorp (FITB)

Fifth Third Bancorp is a Midwest regional bank providing consumer and commercial banking.

Raymond James Financial, Inc. (RJF)

Raymond James provides wealth management, investment banking, and brokerage services.

What moves each company

Company-specific drivers maintained by Yield Theory. Use them to decide which filing deserves deeper work; they are not predictions.

What moves FITB

We have not yet published a company-specific driver list for FITB. The primary source is Item 1 (Business) and Item 1A (Risk Factors) of its 10-K filed 2026-02-24.

What moves RJF

We have not yet published a company-specific driver list for RJF. The primary source is Item 1 (Business) and Item 1A (Risk Factors) of its 10-K filed 2025-11-25.

The investment question

You now know how FITB and RJF are classified, when their fiscal years end, and where their exposures overlap. Those are the facts. The investment question is what each share price already assumes about their exposure to rates & central banks, and which evidence in the next filings would prove that assumption wrong.

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SEC filing comparison and disclosure evidence

Start with primary filings because fiscal calendars and accounting presentation can make superficially similar quarters incomparable. FITB's fiscal year ends December 31, while RJF's ends September 30. Normalize the reporting periods before comparing growth, margins, capital intensity, or guidance.

The current verified House and Senate snapshot contains 11 matched transaction rows for FITB and 1 matched transaction row for RJF. These delayed, range-based disclosures can identify a filing to inspect; they do not establish motive, conviction, or a real-time trading signal.

What this comparison cannot tell you

This page does not contain licensed live prices, a valuation model, earnings estimates, portfolio constraints, or a forecast of future returns. SEC classifications can be broad, company descriptions can lag strategic change, and the latest annual filing may predate a material acquisition or divestiture. Read subsequent quarterly and current reports before making a decision.

A stronger business is not automatically the better stock. Starting valuation, expectations, capital structure, cyclicality, dilution, and the probability of each thesis determine the investment outcome. Use this comparison to frame the work, then verify the numbers in the linked filings and current company disclosures.

FITB vs RJF FAQs

Are FITB and RJF direct competitors?

Not necessarily. Fifth Third Bancorp files as State Commercial Banks and Raymond James Financial as Security Brokers, Dealers & Flotation Companies. The pair is compared because both map to the Rates & central banks research theme, not because the filings show head-to-head competition.

Which is better, FITB or RJF?

There is no context-free winner. Compare the operating exposures, filing evidence, valuation, balance sheet, and risks against the specific thesis you are testing. This page deliberately does not turn a static profile into a buy or sell recommendation.

Does this FITB vs RJF comparison include live prices?

No. Yield Theory does not republish unlicensed real-time market data. The financial figures on this page are the audited annual numbers Fifth Third Bancorp and Raymond James Financial, Inc. tagged in their SEC XBRL filings. Use a regulated broker or licensed quote provider for current prices and valuation multiples.

Where does the company information come from?

Company classifications, fiscal year-ends, and filing links come from the SEC EDGAR submissions API snapshot refreshed 2026-11-09. Business summaries and research themes are maintained by Yield Theory.

Data snapshot: SEC EDGAR submissions API, refreshed 2026-11-09. Independent educational research; not investment advice.

Which business differences matter to the investment thesis?

FITB vs RJF compares reported results. The reports below show how we connect operating evidence to an investment thesis, its assumptions, catalysts, and risks. $39/month or $249/year.

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