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Fiscal.ai alternative: an honest comparison

Fiscal.ai, formerly FinChat, is a financial data and AI research platform with standardized and as-reported financials, company KPIs and segments, and data you can trace back to the filing. Yield Theory is research rather than a data terminal: written, sourced analysis of AI and semiconductor companies plus free tools. Choose Fiscal.ai to run your own analysis on deep data; choose Yield Theory if you want the analysis done and explained.

Yield Theory vs Fiscal.ai, at a glance

Yield Theory publishes this page and is one of the two products compared. Fiscal.ai details come from its own public pages, reviewed October 4, 2026; sources are listed below.

Yield TheoryFiscal.ai
Who it's forIndividual investors who want fewer, fully sourced ideasHands-on investors and analysts who want deep fundamentals and KPIs to analyze themselves
Research approachOne sourced investment call a month, plus a short check when the evidence movesFinancial data, company KPIs and AI-assisted research tools; you do the analysis
Free accessStock profiles, comparisons, calculators, congressional trade pages, and datasetsFree tier limits and trial terms are on its pricing page, which we couldn't access
Price$39/month or $249/yearNot verified: fiscal.ai blocked automated access to its pricing and help pages when we checked. See fiscal.ai/pricing for current plans. Check current pricing.
Source transparencyFigures link to primary sources: SEC filings, House Clerk, Senate eFDIts data can be traced back to the filing it came from, per its API documentation
Congressional tradesFree House and Senate pages from 2025–2026 periodic reports, each row linked to its filing; no alerts or APINot part of the data packages we reviewed

Where Fiscal.ai is strong

  • Segment and KPI data for the 2,300 largest companies globally, per its documentation
  • Long history: 20+ annual periods of financials and 30+ years of daily prices
  • Traceability: data points can be linked back to the filing they came from

Trade-offs to know

  • –A data tool, not research: you still have to form the view yourself
  • –Several datasets are recent, for example news from April 2026 onward
  • –We couldn't verify current prices or free-tier limits on its site

What Yield Theory does differently

  • ◆Analysis done and explained, not just data to work through
  • ◆A clear view on each company, with the risks that would change it
  • ◆Free research and tools to start with, including a Congress-trade tracker

Which should you choose?

Fiscal.ai is the better fit if

  • You want company KPIs and segment data, not just standard financials
  • You build your own models and want to trace numbers to the filing
  • You want an API to pull the same data into your own tools

Yield Theory is the better fit if

  • You want one idea a month explained in depth rather than a stream of data or picks
  • You want to check every figure against its primary source
  • You want the risks and the evidence that would change the view stated up front

Yield Theory is research, not personalized investment advice. We do the work and show the sources; you make the call. At $39/month or $249/year, it is built to sit alongside whatever data or news source you already use.

How to verify Fiscal.ai details

  • fiscal.ai returned 403 and 429 errors to every automated request for its homepage, pricing and help pages on 2026-10-04, so this profile states no price. Third-party reviews quote prices, but we couldn't confirm them on Fiscal.ai's own site.
  • Coverage figures come from Fiscal.ai's API documentation: financials with 20+ annual and 40+ quarterly periods, segments and KPIs for the largest 2,300 companies with 12+ annual periods, ownership data for US-listed companies only, and a sourcing add-on that links data points to the filing.
  • The documentation lists recent start dates for some datasets: news since 2026-04-29 and the events calendar from 2026-06-16.

Primary and first-party sources

Reviewed 2026-10-04. Prices and features change; check each provider's current pages.

Yield Theory vs Fiscal.ai: FAQ

When is Fiscal.ai a better choice than Yield Theory?

Fiscal.ai is the better fit when you want company KPIs and segment data, not just standard financials; or when you build your own models and want to trace numbers to the filing; or when you want an API to pull the same data into your own tools.

How much does Fiscal.ai cost compared with Yield Theory?

As of our October 4, 2026 review: Not verified: fiscal.ai blocked automated access to its pricing and help pages when we checked. See fiscal.ai/pricing for current plans. Prices and offers change, so check Fiscal.ai's current pricing page before buying. Yield Theory is $39/month or $249/year, with the same access on either plan.

What does Yield Theory do differently from Fiscal.ai?

Analysis done and explained, not just data to work through. A clear view on each company, with the risks that would change it. Free research and tools to start with, including a Congress-trade tracker. Yield Theory publishes research, not personalized advice: we show the evidence and you make the call.

Can I use Fiscal.ai and Yield Theory together?

Yes. They do different jobs. Fiscal.ai is built for investors who want deep fundamentals and KPIs to analyze themselves; Yield Theory adds one sourced investment call a month with the risks that would change the view.

Yield Theory vs Fiscal.ai: same research, one price.

If you want a monthly sourced call instead of a firehose, membership is $39/month. Congressional filings, company research, and the weekly evidence check are the same product.

$39/mo or $249/yr · cancel future renewals anytime · sources included