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Equities

Index Fund

An index fund is a fund designed to track the performance of a specific market index, such as the S&P 500, by holding the same securities in the same proportions.

Rather than trying to beat the market, an index fund simply aims to match it. By holding all or a representative sample of an index's components, it delivers the index's return minus a very small fee.

This passive approach keeps costs low and has historically outperformed the majority of actively managed funds over long periods. It also provides broad diversification in a single purchase.

Index funds are a foundation of long-term investing, especially when combined with dollar-cost averaging. They let ordinary investors capture the market's growth without picking individual winners.

Example

An S&P 500 index fund rises and falls in line with the 500 largest U.S. companies it holds.

Index Fund — FAQ

What is Index Fund?

An index fund is a fund designed to track the performance of a specific market index, such as the S&P 500, by holding the same securities in the same proportions.

Can you give an example of Index Fund?

An S&P 500 index fund rises and falls in line with the 500 largest U.S. companies it holds.

Understanding creates conviction.

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