Yield Theory
Sign inSubscribe

Calculator

Dollar-Cost Averaging Calculator

Project the outcome of investing a fixed amount at a regular interval.
Final value
$294,510
Total invested
$120,000
Gain
$174,510

Dollar-cost averaging (DCA) means investing a fixed amount on a regular schedule regardless of price. It removes the pressure of timing the market and smooths out your average entry price. This tool estimates the future value of a recurring contribution compounding at an assumed annual return.

Frequently asked questions

Is dollar-cost averaging better than investing a lump sum?

Lump-sum investing wins more often historically because markets tend to rise, so money is exposed sooner. But DCA reduces regret and risk if you invest as you earn, and it enforces discipline.

How often should I invest with DCA?

Any consistent interval works — weekly, biweekly, or monthly. Aligning contributions with your paycheck is the most sustainable approach.

More calculators

Compound Interest CalculatorSee how an investment grows when returns compound over time.CAGR CalculatorCalculate the compound annual growth rate between two values.Rule of 72 CalculatorEstimate how long it takes an investment to double.Inflation & Purchasing Power CalculatorSee what today's money will be worth in the future.Position Size CalculatorSize a trade based on how much you're willing to risk.

Go deeper

Investing glossaryUnderstand the conceptsStock researchApply it to real names

The math is easy. The macro is hard.

Yield Theory does the macro research so you can act with conviction — where capital is heading, and what to do about it. Founding price $24.99/mo.

Get instant access →

$24.99/mo · cancel anytime · researched by humans